Flanagan State Bank Mortgage Division
Javier Heredia

Javier Heredia

Loan Officer

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Javier Heredia is a seasoned professional in the mortgage industry with over 10 years of experience. He holds a Bachelor of Science degree from California State University, Sacramento, showcasing his dedication to academic excellence.

Javier has been a resident of Sacramento for the past 15 years, where he has not only built a successful career but also established strong roots within his community. Fluent in both English and Spanish, Javier’s bilingual skills allow him to effectively serve a diverse clientele, making the mortgage process more accessible to a wider audience.

Outside of his professional life, Javier is an avid lover of the outdoors. He finds solace in spending quality time with his family and cherishes moments exploring the natural beauty of California. Additionally, he has a passion for travel, seizing every opportunity to explore new destinations and cultures.

Throughout his career, Javier Heredia has made a significant impact in the finance and mortgage business. His expertise has assisted countless homeowners in fulfilling their mortgage needs, whether it be through property purchases or refinancing solutions. Javier’s commitment to his clients and his wealth of experience make him a trusted and sought-after figure in the mortgage industry.