Kayla has been in the mortgage lending and real estate industry for over 10 years, bringing her experience as a licensed real estate agent. She specializes in USDA and FHA loans, and her favorite part of the job is helping people achieve homeownership—getting them to the closing table is so satisfying:

“The home buying process can be lengthy, so getting to closing day and knowing how happy my clients are to be purchasing a home is very rewarding.”

Kayla’s advice for new customers is to speak in length with your lender about your loan and finances. Most important is your down payment: will it be a gift or disbursement from your 401(k)? Also, be upfront about any past bankruptcies or foreclosures on your credit report. Disclose everything to your lender at the beginning of the process to ensure a smooth process the rest of the way.

Kayla lives in Wilton, IA, with her family and enjoys crafting and slow pitch softball.