Randy is the Branch Manager and a Loan Officer at Flanagan State Bank in Waterloo, IA and Spencer, IA. He has more than 21 years of experience as a lender and specializes in USDA, FHA, VA, and some conventional loans.

The most satisfying thing about being a lender for Randy is the day when the new homeowner gets the keys to their new home! He also finds it rewarding to help borrowers with their credit in order to realize their homeownership dreams.

Randy’s advice for new customers is to begin the process sooner rather than later by getting pre-qualified. That will help you know what you need to do in order to make your home purchase possible.

Randy lives in Waverly with his family and enjoys the occasional golf outing in his free time.