Flanagan State Bank Mortgage Division
Mortgage Loan Options
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Mortgage Loan Options

Mortgage Loan Options

We value the relationship we have with our customers and strive to be an asset to our communities. That means we treat every co-worker and customer like they matter – because they do. Whichever home loan you’re looking for, we’ll create a customized loan package. And, as an Equal Housing Lender, we offer FHA, VA, USDA, Conventional loans, and more at competitive rates with excellent service. Contact your nearest location to learn more!

USDA Loans: If you live in an eligible rural or suburban area and meet the income and other requirements, you can obtain up to 100% financing on a home loan to purchase or renovate your house.

FHA Loans: Open to all eligible homebuyers, this federally insured home loan program offers flexible credit requirements and lower down payment options.

VA Loans: Eligible service members and veterans can receive up to 100% financing on a home purchase without having to pay mortgage insurance.

Conventional Loans: Choose between fixed and variable-rate mortgages.

Reverse Mortgage Loans: Access your equity in monthly payments that support your financial needs in retirement.

Refinancing: Get a lower interest rate, change your loan terms, or convert your equity to cash.